Loan Management SystemComing soon
LMS
Everything after disbursal: automated repayment processing, AI-prioritized collections, and a real-time view of portfolio health — with borrower self-service built in.
- T+0reconciliation
- 30%+fewer slippages
- 24/7self-service
What it does
Built for the work, not the demo.
- 01
Repayment automation
EMI scheduling, NACH/UPI collection, auto-reconciliation, and instant receipts — no manual ledger work.
- 02
Predictive collections
Delinquency scoring routes each account to the right action — reminder, restructure, or field visit — before it slips.
- 03
NPA early-warning
Portfolio dashboards flag stress cohorts weeks early, with drill-down to the individual loan.
- 04
Borrower self-service
The AI Chatbot answers balance, statement, and payoff questions 24/7, deflecting routine servicing calls.
Where teams use it
Use cases
- NBFC and fintech loan-book servicing
- Collections prioritization at scale
- Co-lending settlement and reporting
- Regulator-ready audit trails and loan tape
Technical specs
- Repayment rails
- NACH · UPI · Cards
- Reconciliation
- Automated · T+0
- Risk scoring
- Daily · per-account
- Reporting
- Real-time loan tape
- Uptime SLA
- 99.99%
Integrate
One endpoint. Minutes to live.
Authenticate with a single key and call LMS from any stack. SDKs for TypeScript, Python, and Go — or plain HTTP.
Read the docscurl https://api.nexoptech.com/api/v1/lms/loans/LN-88213 \
-H "Authorization: Bearer $TOKEN"
# → { "status": "active", "next_emi": "2026-08-05",
# "outstanding": 412000, "dpd": 0, "risk_band": "A" }